About Cameron Kusher

Cameron Kusher is RP Data’s senior research analyst, specialising in primary and secondary data analysis, property market commentary and consultancy. Cameron has a thorough understanding of the fundamentals such as demographics, trends, economics and spacial analysis and is a regular keynote speaker for property-related groups, regulated industry bodies, corporations and the government sectors. Follow Cameron on Twitter @cmkusher

Author Archive | Cameron Kusher

Chart 9

The property price to income ratio is rising in Sydney, Melbourne and Canberra but flat or falling elsewhere

Utilising quarterly household income data from the Australian National University, CoreLogic has developed quarterly measurements of the ratio of property prices to annual household income.  This data is extremely valuable when looking to measure housing affordability.  The measure is available at a number of different geographies from SA2 regions (generally about the size of a […]

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Chart 6

Population growth slows nationally but New South Wales and Victoria attract a record high proportion of the population increase

Demographic data for the December 2015 quarter was released by the Australian Bureau of Statistics yesterday. At the end of 2015, the national population was estimated to be 23,940,278 persons having increased by 1.4% or 326,073 persons over the year.  Although the population continues to increase at a fairly rapid pace, the rate of population […]

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Chart 5

Adding more tax to foreign housing investment

The state governments of New South Wales, Victoria and Queensland are all now charging additional tax on foreign investment in residential property.  In New South Wales foreign buyers are being charged a 4% stamp duty surcharge from June 21.  In Victoria, foreign buyers are charged a 7% tax and in Queensland foreign buyers are being […]

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Chart 5

Investor borrowing continues to slide but we expect a rebound over the coming months

The April 2016 housing finance data was released earlier today from the Australian Bureau of Statistics (ABS).  Over the month there was $32.0 billion worth of commitments which was the lowest monthly value of housing finance commitments since May 2015. The first chart shows the split between owner occupier and investor lending.  Over the month […]

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Chart 5

Tighter lending policies see a reduction in investor and riskier lending types

Earlier today the Australian Prudential Regulation Authority (APRA) released its quarterly Authorised Deposit-taking Institution (ADI) property exposures data for the March 2016 quarter.  This data is really valuable as it provides additional insight into the mortgage market, including data which is not available from the monthly housing finance statistics. The data initially focuses on outstanding […]

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Chart 4

The value of construction work done for houses is falling with units likely to follow shortly

The Australian Bureau of Statistics released construction work done data for the March 2016 quarter earlier today.  The data set looks at the value of construction work completed over the quarter and is an input to the national accounts (GDP) data. Over the quarter, the value of construction work done was $47.928 billion which was […]

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Chart 6

Unemployment rate holds at 5.7% in April 2016

The Australian Bureau of Statistics (ABS) released labour force data for April 2016 earlier this week.  The data is one of the key economic releases each month and obviously employment is an important factor for the housing market.  Someone that is employed with a high level of job security, working as many hours as they […]

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Chart 3

Lending to investors rises as owner occupier lending cools

The Australian Bureau of Statistics released housing finance data for March 2016 earlier this week.  The data showed that the total value of housing finance commitments was recorded at $32.7 billion which was -0.2% lower over the month but 1.2% higher year-on-year. In March 2016, $20.7 billion or 63.3% of all mortgage lending was to […]

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Chart 1

Housing wants vs housing needs

Earlier this week 4 Corners ran a detailed report on housing focusing largely on how unaffordable it is.  The program focused very much on the fact that housing was expensive but nowhere in the report did they actually delve into the reasons why housing is so expensive.  There were plenty of statements about how people […]

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Chart 4

Inflation adjusted home values lower than previous peaks in all cities other than Sydney and Melbourne

The Consumer Price Index (CPI) data was released by the Australian Bureau of Statistics (ABS) for the March 2016 quarter earlier this week.  The headline measure of CPI was extremely weak over the quarter, falling by -0.2% to be just 1.3% higher over the past 12 months.  The -0.2% quarterly fall was the weakest result […]

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