About Cameron Kusher

Cameron Kusher is Head of Research at CoreLogic, specialising in primary and secondary data analysis, property market commentary and consultancy. Cameron has a thorough understanding of the fundamentals such as demographics, trends, economics and spacial analysis and is a regular keynote speaker for property-related groups, regulated industry bodies, corporations and the government sectors. Follow Cameron on Twitter @cmkusher

Author Archive | Cameron Kusher

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Victoria remains the powerhouse of population growth

Demographic data for the March 2016 quarter was released last week from the Australian Bureau of Statistics (ABS).  The data showed that over the 12 months the national population increased by 1.4% which translates into an increase of 327,610 persons. Looking at the two components of national population growth, they show that over the year […]

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Investors are re-entering the housing market but should do so with caution

At the end of 2014, the Australian Prudential Regulation Authority (APRA) wrote to mortgage lenders reinforcing what they saw as sound mortgage lending practices.  The key points from that letter were that serviceability policy limits should be based on mortgage rates at least 2% above the product loan rate with a minimum floor assessment of […]

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Investor housing demand continues its bounce-back

Housing finance data for July 2016 was released by the Australian Bureau of Statistics (ABS) earlier today.  The release showed that the total value of mortgage lending in July 2016 was recorded at $31.8 billion which was -1.8% lower compared to the $32.4 billion worth of mortgage lending in June 2016.  The value of mortgage […]

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New lending to investors and interest-only lending jumps over the June 2016 quarter

The Australian Prudential Regulation Authority (APRA) released its June 2016 quarter property exposures data earlier this week.  The data looks at exposure to the property market by Australian Authorised Deposit-taking Institutions (ADI).  It’s valuable because it provides deeper insight into lending from mortgage lenders which isn’t available from the Australian Bureau of Statistics (ABS) monthly […]

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Where to for the housing market in Spring?

The housing market appears to be responding to a number of factors which have spurred further growth in home values.  Official interest rates are at historic low levels which has encouraged borrowing for housing and driven housing debt to record-high levels.  The low interest rate setting is also seeing significant competition amongst lenders which has […]

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A look at mortgage lending across the states and territories

Late last week the Australian Bureau of Statistics (ABS) published lending finance data for June 2016.  When this data is paired with housing finance data it provides valuable insights about the value of housing finance commitments across each state and territory. According to the data across the combined states and territories there was $34.8 billion […]

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Investor lending picks-up in June

The Australian Bureau of Statistics released housing finance data for June 2016 earlier this week.  The data showed that the value of housing finance commitments was recorded at $32.6 billion which was the highest value since August 2015 but still -2.1% lower than its record high of $33.3 billion in April 2015. Looking at the […]

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Dwelling approvals continue to trend lower but remain at elevated levels

The Australian Bureau of Statistics (ABS) released building approvals data for June 2016 earlier today.  Over the month there were 18,693 dwellings approved for construction nationally.  National dwelling approvals are currently 26% higher than the decade average.  Although this represents a very high volume of approvals, it was -2.9% lower over the month, -5.9% lower […]

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Real home values have continued to surge in Sydney and Melbourne

Earlier this week the Australian Bureau of Statistics (ABS) released consumer price index (CPI) data for the June 2016 quarter.  The data showed that inflation rose by 0.4% over the quarter, however over the 12 months to June 2016, inflation has only increased by 1.0%, its lowest annual increase since June 1999. From a housing […]

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$2 million dollar dwelling sales becoming more common as home values move into their fourth year of growth

With the national housing market having experienced more than four years of ongoing value rises, affordability in certain areas is deteriorating and sales that were once considered to be at the top end of the market are now becoming more common.  With housing becoming more expensive, there has been a substantial rise in the number […]

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